<p align="center" style="text-align:center"><b style="mso-bidi-font-weight: normal"><span style="font-size:9.0pt;font-family:Arial;color:navy">TEBLİĞ</span></b></p> <p style="text-indent:28.3pt;line-height:12.0pt;mso-line-height-rule: exactly" class="1-Baslk"><span style="font-size:9.0pt">T</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">ü</span><span style="font-size:9.0pt">rkiye Cumhuriyet Merkez Bankas</span><span style="font-size:9.0pt;font-family:Times;mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size:9.0pt">ndan:</span></p> <p style="margin-top:2.8pt;line-height:12.0pt;mso-line-height-rule: exactly" class="2-OrtaBaslk"><span style="font-size:9.0pt">ZORUNLU KAR</span><span style="font-size:9.0pt;font-family:Times;mso-ascii-font-family:"Times New Roman"">Ş</span><span style="font-size:9.0pt">ILIKLAR HAKKINDA TEBL</span><span style="font-size: 9.0pt;font-family:Times;mso-ascii-font-family:"Times New Roman"">İĞ</span><span style="font-size:9.0pt"> (SAYI: 2005/1)</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">’</span><span style="font-size:9.0pt">DE</span></p> <p style="line-height:12.0pt;mso-line-height-rule:exactly" class="2-OrtaBaslk"><span style="font-size:9.0pt">DE</span><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">ĞİŞİ</span><span style="font-size:9.0pt">KL</span><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">İ</span><span style="font-size:9.0pt">K YAPILMASINA DA</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">İ</span><span style="font-size:9.0pt">R TEBL</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">İĞ</span></p> <p style="margin-bottom:11.3pt;line-height:12.0pt; mso-line-height-rule:exactly" class="2-OrtaBaslk"><span style="font-size:9.0pt">(SAYI: 2013/3)</span></p> <p style="text-indent:28.3pt;line-height:12.0pt; mso-line-height-rule:exactly" class="3-NormalYaz"><b><span style="font-size:9.0pt">MADDE 1 </span></b><b><span style="font-size:9.0pt;font-family:Times;mso-ascii-font-family:"Times New Roman"">–</span></b><b><span style="font-size:9.0pt"> </span></b><span class="GramE"><span style="font-size:9.0pt">16/11/2005</span></span><span style="font-size: 9.0pt"> tarihli ve 25995 say</span><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size:9.0pt">l</span><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size:9.0pt"> Resm</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">î</span><span style="font-size:9.0pt"> Gazete'de yay</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size:9.0pt">mlanan Zorunlu Kar</span><span style="font-size: 9.0pt;font-family:Times;mso-ascii-font-family:"Times New Roman"">şı</span><span style="font-size:9.0pt">l</span><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size:9.0pt">klar Hakk</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size:9.0pt">nda Tebli</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">ğ</span><span style="font-size:9.0pt"> (Say</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size:9.0pt">: 2005/1)</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">’</span><span style="font-size:9.0pt">in 5 inci maddesinin birinci f</span><span style="font-size:9.0pt;font-family:Times;mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size:9.0pt">kras</span><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size:9.0pt">n</span><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size:9.0pt">n (a) bendinin (1), (2), (3), (4), (5) ve (7) numaral</span><span style="font-size:9.0pt;font-family:Times;mso-ascii-font-family: "Times New Roman"">ı</span><span style="font-size:9.0pt"> alt bentleri ile (b) bendinin (1), (4) ve (5) numaral</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size:9.0pt"> alt bentleri a</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">ş</span><span style="font-size:9.0pt">a</span><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">ğı</span><span style="font-size:9.0pt">daki </span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">ş</span><span style="font-size:9.0pt">ekilde de</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">ğ</span><span style="font-size:9.0pt">i</span><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">ş</span><span style="font-size:9.0pt">tirilmi</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">ş</span><span style="font-size:9.0pt">tir.</span></p> <p style="text-indent:28.3pt;line-height:12.0pt; mso-line-height-rule:exactly" class="3-NormalYaz"><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">“</span><span style="font-size:9.0pt">1) Vadesiz, ihbarl</span><span style="font-size: 9.0pt;font-family:Times;mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size:9.0pt"> mevduatlar ve </span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">ö</span><span style="font-size:9.0pt">zel cari hesaplarda y</span><span style="font-size: 9.0pt;font-family:Times;mso-ascii-font-family:"Times New Roman"">ü</span><span style="font-size:9.0pt">zde 11,5,</span></p> <p style="text-indent:28.3pt;line-height:12.0pt; mso-line-height-rule:exactly" class="3-NormalYaz"><span style="font-size:9.0pt">2) 1 aya kadar vadeli mevduatlar/kat</span><span style="font-size:9.0pt;font-family:Times; mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size: 9.0pt">lma hesaplar</span><span style="font-size:9.0pt;font-family:Times; mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size: 9.0pt">nda (1 ay d</span><span style="font-size:9.0pt;font-family:Times; mso-ascii-font-family:"Times New Roman"">â</span><span style="font-size: 9.0pt">hil) y</span><span style="font-size:9.0pt;font-family:Times; mso-ascii-font-family:"Times New Roman"">ü</span><span style="font-size: 9.0pt">zde 11,5,</span></p> <p style="text-indent:28.3pt;line-height:12.0pt; mso-line-height-rule:exactly" class="3-NormalYaz"><span style="font-size:9.0pt">3) 3 aya kadar vadeli mevduatlar/kat</span><span style="font-size:9.0pt;font-family:Times; mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size: 9.0pt">lma hesaplar</span><span style="font-size:9.0pt;font-family:Times; mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size: 9.0pt">nda (3 ay d</span><span style="font-size:9.0pt;font-family:Times; mso-ascii-font-family:"Times New Roman"">â</span><span style="font-size: 9.0pt">hil) y</span><span style="font-size:9.0pt;font-family:Times; mso-ascii-font-family:"Times New Roman"">ü</span><span style="font-size: 9.0pt">zde 11,5,</span></p> <p style="text-indent:28.3pt;line-height:12.0pt; mso-line-height-rule:exactly" class="3-NormalYaz"><span style="font-size:9.0pt">4) 6 aya kadar vadeli mevduatlar/kat</span><span style="font-size:9.0pt;font-family:Times; mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size: 9.0pt">lma hesaplar</span><span style="font-size:9.0pt;font-family:Times; mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size: 9.0pt">nda (6 ay d</span><span style="font-size:9.0pt;font-family:Times; mso-ascii-font-family:"Times New Roman"">â</span><span style="font-size: 9.0pt">hil) y</span><span style="font-size:9.0pt;font-family:Times; mso-ascii-font-family:"Times New Roman"">ü</span><span style="font-size: 9.0pt">zde 8,5,</span></p> <p style="text-indent:28.3pt;line-height:12.0pt; mso-line-height-rule:exactly" class="3-NormalYaz"><span style="font-size:9.0pt">5) 1 y</span><span style="font-size:9.0pt;font-family:Times;mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size:9.0pt">la kadar vadeli mevduatlar/kat</span><span style="font-size:9.0pt;font-family:Times;mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size:9.0pt">lma hesaplar</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size:9.0pt">nda y</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">ü</span><span style="font-size:9.0pt">zde 6,5,</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">”</span></p> <p style="text-indent:28.3pt;line-height:12.0pt; mso-line-height-rule:exactly" class="3-NormalYaz"><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">“</span><span style="font-size:9.0pt">7) 1 y</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size:9.0pt">la kadar (1 y</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size:9.0pt">l d</span><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">â</span><span style="font-size:9.0pt">hil) vadeli T</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">ü</span><span style="font-size:9.0pt">rk liras</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size:9.0pt"> di</span><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">ğ</span><span style="font-size:9.0pt">er y</span><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">ü</span><span style="font-size:9.0pt">k</span><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">ü</span><span style="font-size:9.0pt">ml</span><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">ü</span><span style="font-size:9.0pt">l</span><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">ü</span><span style="font-size:9.0pt">klerde y</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">ü</span><span style="font-size:9.0pt">zde 11,5,</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">”</span></p> <p style="text-indent:28.3pt;line-height:12.0pt; mso-line-height-rule:exactly" class="3-NormalYaz"><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">“</span><span style="font-size:9.0pt">1) Vadesiz ve ihbarl</span><span style="font-size: 9.0pt;font-family:Times;mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size:9.0pt"> d</span><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">ö</span><span style="font-size:9.0pt">viz tevdiat, yabanc</span><span style="font-size: 9.0pt;font-family:Times;mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size:9.0pt"> para </span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">ö</span><span style="font-size:9.0pt">zel cari ve vadesiz k</span><span style="font-size: 9.0pt;font-family:Times;mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size:9.0pt">ymetli maden depo hesaplar</span><span style="font-size:9.0pt;font-family:Times;mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size:9.0pt"> ile 1 aya kadar, 3 aya kadar, 6 aya kadar ve 1 y</span><span style="font-size:9.0pt;font-family:Times;mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size:9.0pt">la kadar vadeli d</span><span style="font-size: 9.0pt;font-family:Times;mso-ascii-font-family:"Times New Roman"">ö</span><span style="font-size:9.0pt">viz tevdiat, yabanc</span><span style="font-size: 9.0pt;font-family:Times;mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size:9.0pt"> para kat</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size:9.0pt">lma ve k</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size:9.0pt">ymetli maden depo hesaplar</span><span style="font-size:9.0pt;font-family:Times;mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size:9.0pt">nda y</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">ü</span><span style="font-size:9.0pt">zde 12,5,</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">”</span></p> <p style="text-indent:28.3pt;line-height:12.0pt; mso-line-height-rule:exactly" class="3-NormalYaz"><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">“</span><span style="font-size:9.0pt">4) 1 y</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size:9.0pt">la kadar (1 y</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size:9.0pt">l d</span><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">â</span><span style="font-size:9.0pt">hil) vadeli yabanc</span><span style="font-size: 9.0pt;font-family:Times;mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size:9.0pt"> para di</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">ğ</span><span style="font-size:9.0pt">er y</span><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">ü</span><span style="font-size:9.0pt">k</span><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">ü</span><span style="font-size:9.0pt">ml</span><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">ü</span><span style="font-size:9.0pt">l</span><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">ü</span><span style="font-size:9.0pt">klerde y</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">ü</span><span style="font-size:9.0pt">zde 12,5,</span></p> <p style="text-indent:28.3pt;line-height:12.0pt; mso-line-height-rule:exactly" class="3-NormalYaz"><span style="font-size:9.0pt">5) 3 y</span><span style="font-size:9.0pt;font-family:Times;mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size:9.0pt">la kadar (3 y</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size:9.0pt">l d</span><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">â</span><span style="font-size:9.0pt">hil) vadeli yabanc</span><span style="font-size: 9.0pt;font-family:Times;mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size:9.0pt"> para di</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">ğ</span><span style="font-size:9.0pt">er y</span><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">ü</span><span style="font-size:9.0pt">k</span><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">ü</span><span style="font-size:9.0pt">ml</span><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">ü</span><span style="font-size:9.0pt">l</span><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">ü</span><span style="font-size:9.0pt">klerde y</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">ü</span><span style="font-size:9.0pt">zde 10,5,</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">”</span></p> <p style="text-indent:28.3pt;line-height:12.0pt; mso-line-height-rule:exactly" class="3-NormalYaz"><b style="mso-bidi-font-weight:normal"><span style="font-size:9.0pt">MADDE 2 </span></b><b style="mso-bidi-font-weight: normal"><span style="font-size:9.0pt;font-family:Times;mso-ascii-font-family: "Times New Roman"">–</span></b><span style="font-size:9.0pt"> Bu Tebli</span><span style="font-size:9.0pt;font-family:Times;mso-ascii-font-family:"Times New Roman"">ğ</span><span style="font-size:9.0pt"> <span class="GramE">1/3/2013</span> tarihinde y</span><span style="font-size:9.0pt;font-family:Times;mso-ascii-font-family:"Times New Roman"">ü</span><span style="font-size:9.0pt">r</span><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">ü</span><span style="font-size:9.0pt">rl</span><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">üğ</span><span style="font-size:9.0pt">e girer.</span></p> <b style="mso-bidi-font-weight:normal"><span style="font-size:9.0pt">MADDE 3 </span></b><b style="mso-bidi-font-weight: normal"><span style="font-size:9.0pt;font-family:Times;mso-ascii-font-family: "Times New Roman"">–</span></b><span style="font-size:9.0pt"> Bu Tebli</span><span style="font-size:9.0pt;font-family:Times;mso-ascii-font-family:"Times New Roman"">ğ</span><span style="font-size:9.0pt"> h</span><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">ü</span><span style="font-size:9.0pt">k</span><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">ü</span><span style="font-size:9.0pt">mlerini T</span><span style="font-size:9.0pt; font-family:Times;mso-ascii-font-family:"Times New Roman"">ü</span><span style="font-size:9.0pt">rkiye Cumhuriyet Merkez Bankas</span><span style="font-size:9.0pt;font-family:Times;mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size:9.0pt"> Ba</span><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">ş</span><span style="font-size:9.0pt">kan</span><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">ı</span><span style="font-size:9.0pt"> y</span><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">ü</span><span style="font-size:9.0pt">r</span><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">ü</span><span style="font-size:9.0pt">t</span><span style="font-size:9.0pt;font-family: Times;mso-ascii-font-family:"Times New Roman"">ü</span><span style="font-size:9.0pt">r.</span><br />